Think you don’t have to have a budget to stay on top of your bills? That could be a big mistake. You may have a very simple life with very few bills and what you think of as plenty of income, but that does not mean that you should not stay on top of what you are spending, where you are spending it, and if your bills have been paid on time. Some day your budget is bound to get more complicated, and if you have not established good habits when you started out, you may make bigger mistakes when it comes time for a mortgage, car, or perhaps when saving for a college education. This makes household budgeting important right from day one.No matter how simple your bills may be, keep a good record for your household budgeting needs.
03-09-2010